如何開離岸戶口：香港開外國銀行戶口指南 離岸戶口是指存款人在其居住地以外的國家/地區開設的境外銀行賬戶。本文會分析開離岸戶口的作用和好處，以及風格和壞處，並且比較香港四大外資銀行、海外虛擬銀行、海外傳統銀行戶口的開戶要求、費用和特色。

在香港，銀行提供的戶口種類眾多，配合客戶的不同理財需要，可分為儲蓄、往來、定期存款、外幣、綜合及投資戶口。儲蓄戶口一般用於管理日常資金，如經常提款和繳付賬單，同時提供存款利息，而往來戶口則是適合使用支票支付帳務，惟存款不會計算利息。

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o A bigger Portion of individuals have pointed out lengthy-Long lasting good results and in some cases eternal hair elimination.

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